At Cheri Nelson Insurance, we offer Mobile Home Insurance in Goose Creek, South Carolina, and surrounding areas. We want to make sure your home is protected in the event of a claim, whether it is from a hurricane or fire. Mobile Home Insurance is extremely important and we offer specialized coverage for your home.
Mobile Home Insurance in South Carolina
A mobile home insurance policy is similar to a standard HO-3 or homeowners insurance policy, although there are a few differences you should be aware of and ask an agent. Mobile home insurance in South Carolina is extremely important to have and may be required if you have a mortgage. We are located in Goose Creek, South Carolina, and help customers save money on mobile home insurance.
Coverage A - Dwelling
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The dwelling would be the entire mobile home. Mobile home insurance policies can be Actual Cash Value or Replacement Cost. Actual Cash Value policies cover the dwelling at a depreciated value, while Replacement Cost policies cover today's cost to rebuild or repair the dwelling.
Coverage B - Other Structures
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Other Structures help pay to repair or replace structures other than the home such as a shed, fence, detached garage, and more.
Coverage C - Personal Property
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Personal Property coverage helps cover personal items that are damaged or stolen at the time of a claim or covered peril. Personal property is your personal belongings which can include clothes, furniture, electronics, etc. It is important to see if your mobile home policy replaces personal property on an actual cash value or replacement cost basis. If you have expensive items such as jewelry, antiques, or artwork, then it is critical to "schedule" the item.
Coverage D - Loss of Use
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Loss of Use coverage may help pay for living expenses if your house is unlivable due to a covered claim.
Coverage E - Personal Liability
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Personal Liability provides coverages for lawsuits from bodily injury or property damage to others from a covered occurrence.
Coverage F - Medical Payments to Others
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Medical Payments to Others help pay for minor medical expenses to the guest if injured on the property.
Mobile Home Insurance for Rental Properties
Do you have a mobile home that you rent out to tenants? Don't worry, we have experience with mobile home insurance that is used as rentals ranging from Goose Creek to Moncks Corner, South Carolina. We offer mobile home insurance all over South Carolina.
Renters Insurance for a Mobile Home
Are you currently renting a mobile home? We have affordable renters insurance policies that can cover your personal belongings and loss of use. Whether you have $20,000 of personal property to $200,000, we have the ability to help you cover your belongings on your renters insurance policy in your home. Learn more about renters insurance.
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